FNTIC Sonoma County

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Financial Matters

CREDIT RESOURCES

American Credit Collectors	Equifax
Experian	Multi-lingual Credit Guide
NFCC	Trans Union

FINANCIAL CALCULATOR LINKS

How much loan can your client afford?

How much can your client borrow?	How much should your client put down for a new home?
How much will adjustable rate payments be?	How much will your client's mortgage payments be?
Should I pay points to lower the rate?	What home can your client afford?
What will your client's closing costs be?	Which is better: fixed or adjustable

Other calculators

How large a line of credit can your client obtain?	How much will your client's loan payments be?
Is your client better off refinancing?	Should your client consolidate debts?
Should your client use a home equity loan instead of an auto loan?	What will it take to pay off your client's line of credit?
What will your client's tax savings be?	What will your clients refinancing costs be?

Save your client money

How advantageous are extra payments?	How can your client reduce mortgage insurance costs?
How much can your client save in taxes?	Is your client better off buying a home than renting?
Which is better: 15 or 30 year loan term?	Which lender has the better loan?
Which loan is better?

FINANCIAL NEWS

CBS Market Watch	Daily Mtg. Rates
Economic Report	Fast Company
Forbes	Kiplinger News
Smart Money